Relax, Winter is almost over. 4 Tips to Transition...

 Tips For Selling Your Home in 2020

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MARKET REPORT UPDATE

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We appreciate you as a friend more than just a customer or client. 

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Fernando Herboso

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Consumer Knowledge Series 

BUYING A HOME IN 2020?

HOW MUCH HOME CAN I AFFORD?

Did you know , when you're buying a home, mortgage lenders will look at your income, assets, and the down payment you have. They will also look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.  Watch the video for a closer look....

 Manager of Economic Research George Ratiu talks about the data highlighting a resilient economy at the start of 2023, despite gloomy expectations of a recession. He covers the ISM manufacturing index and the latest factory orders, which showed softening conditions for manufacturers.

Housing Shortage Problems in 2020  

READ MORE HERE*

SEARCH FOR HOMES

Big Daddy

The Hangover

The Hangover Part 2

Out of Africa

Sleepless in Seattle

Rango

Outlast

The Law of the Jungle

Copycat Killer

National Lampoon's Animal House

Top 10 Best Movies Coming To Netflix in March 2023

Cleaning a pot that is scorched or burnt with food is as easy as 1-2-3-

Hello Dear Friends, 

My business is built on referrals, earning your trust and recommendation is the highest compliment you can give me. I'm always available to take the very best care of you, your family and your friends. Please consider me at your service for all your real estate needs. 

Visit my website HERE!

Fernando Herboso~

$250.00 

Preferred Client Referral

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When You Refer a friend, neighbor or family member,  they will be entitled to a $250.00 Reduction in commissions at closing on the purchase or sale of their home. 

Thinking about selling your home this Spring?  

Here the first 3 things that you must do: 

• Decluttering  
• Cleaning Your Windows 
• Depersonalize

Questions & Answers  

What are the basic guidelines for USDA loans?

USDA does not 'approve' homes. Rather, the property in question must be eligible for USDA financing. To be eligible for USDA financing, homes must be located in 'rural' areas. By definition, the usually means an area with less dense  population ( However, there are exceptions to the rule).

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How can I get a list of eligible USDA homes? 

There are two types of properties. Homes that were foreclosed upon the USDA rural development department  and, properties that are located inside an eligible area  that are approved for financing.

Give me a call for an updated list of USDA Eligible Homes.

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How many types of USDA Loans are there?  

There are two types of USDA loans: Direct housing loans designed to help low and very low income individuals buy a home...and Guaranteed loans designed for moderate-income buyers to buy a home. The loans don't require a down payment, but borrowers must have an adequate credit history and the resources to repay the loan. 

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Where can I get more information about the programs and services that the USDA provides?

To see all the programs that USDA covers, just go to United States Department of Agriculture Rural Development.   

I build my business on integrity and service. The highest compliment I can receive is the referral of friends, family and business associates. 

Thank you for your trust! 

No Winter Last Forever...

At last, 

Spring is Here! 

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How To Fix a Hole in the Wall Like a PRO! - 

Don't be intimidated by attempting to repair dry wall...there is nothing stopping you from fixing it yourself!

Quick Tip: How To Clean A Burnt Stainless Steel Pot

How to Buy a Home with 

no Money Down Using USDA Loan

Let's go ahead and find the value of your home - Click Here to get started - Keep close tabs with the value of your assets! 

Spring is around the corner... 

Spring is a time for new beginnings, warmth, and sunshine. 

It's a season to embrace nature, get active, and enjoy fresh produce. 

Taking the time to smell the flowers and appreciate the colors and scents of the season is crucial. 

Spring-cleaning can also help you feel better mentally and give you a fresh start. 

Overall, spring is a time to embrace the beauty of nature, make memories, and savor every moment. 

So, let's welcome this season with open arms and enjoy all that it has to offer!

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Constipated?  " Houston, we have a problem" 

"Sometimes, you just need a little inspiration to go... where no other decorating bathroom tip ever went before"

1. START A MORNING RITUAL: Sometimes in the winter we get lazy with our morning routines, especially since it’s dark outside. Use the sun’s earlier rise to your advantage and use it as fuel to start your day with an extra boost of vigor and a new ritual!

2. CREATE A NOT-TO-DO-LIST. Meaning, all phones are off after 8:PM in your home...or No-Commitments Fridays is Family Night! 

3. Prepare Your Garden for Spring Do some cleaning. The first step to prepping your lawn for spring is to clean up the leaves, twigs and other debris that have gathered over the winter..

4. Spring Cleaning  Decluttering makes you more efficient and keeps you organized. But more than that, clutter has psychological influences. It signals to your brain that work isn’t done. 

HOME LIFE TIPS   (EASY PROJECT)

SPRING DAY

03/20/2023