How To Challenge Yourself With New Year Resolutions...

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Love Thy Neighbor 

BUT CHOOSE YOUR NEIGHBORHOOD WELL...

January 2021

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REAL ESTATE NEWSLETTER 

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We appreciate you as a friend more than just a customer or client. 

Thanks! 

Fernando Herboso

240-426-5754

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On December 10th, 2020, NAR held a virtual Economic and Real Estate Summit that provided a year-end review and outlook on the post-election real estate market and the economy for 2021

YEAR 2020 YEAR END REVIEW 

This month, the average U.S. mortgage rate for a 30-year fixed loan fell to 2.72%.

SEARCH FOR HOMES

#10  Best for shoulders exercise: The lateral shoulder raise

#09 Best exercise for hips: The single-leg squat

#08 Best for waist: The side bridge

#07 Best exercise for thighs: The lunge

#06 Best exercise for upper arms: Triceps dips

#05 Best exercise for hamstrings: Swiss ball hamstring curl

#04 Best exercise for the back: Pull-up

#03 Best exercise for abs: The bicycle maneuver

#2 Best exercise for glutes: The squat

#01 Best for chest exercise: The push-up

Best Exercises To Start in 2021

• Reduce your interest rate
• Drop mortgage insurance payments
• Cut monthly mortgage payments
• Reduce time to pay off your house
• Preparing for retirement
• Switch from an ARM loan to a fixed-rate loan
• Cashing out

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Do you have a question or comment that needs answering?  

Contact me and I will be happy to connect you with one of our loan officer colleagues. 

In This Issue: 

It's Time For New Year Resolutions 

Home Inspections for Sellers? 

Home Life Tips 

Do It Yourself Corner

Mortgage Rates 

  Top Ten Best Exercises for 2021

Why Should You Use a REALTOR®?

Home Seller Tips

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Hello Dear Friends, 

Now more than ever, we all have a vital role in ensuring our community and families to stay safe and healthy. 

As a reminder, my business is built on referrals, earning your trust and your recommendations. But for right now...all I need from you is to stay healthy and safe. 

Visit my website HERE!

Fernando Herboso~

$250.00 

Preferred Client Referral

​

When You Refer a friend, neighbor or family member,  they will be entitled to a $250.00 Reduction in commissions at closing on the purchase or sale of their home. 

WHY SHOULD YOU INSPECT YOUR HOUSE BEFORE SELLING? 

 The benefits of a pre-inspection is at the very least, to offer you some peace of mind by identifying problems, or lack thereof. This can soften the suspense of waiting to hear back from the buyer's home inspector about possibly pricey repairs that might be deemed necessary. It helps you prepare and take control on the sale of your house. 

It gives you time to fix problems....

I build my business on integrity and service. The highest compliment I can receive is the referral of friends, family and business associates. 

Thank you for your trust & be safe!

Learn from yesterday, live for today, hope for tomorrow...

Wishing you peace, love and laughter in the new year!

Reasons Why You Should 

Consider Refinancing Your Home

Housing Economic Perspectives For 2021

It's time to unfold new pages and start a new chapter in your life...it's a new year after all...

Bye- Bye 2020 --- HELLO 2021!!!!!!

1. Play the “why” game. Believe it or not, the secret to instilling the habits you want is not to be more disciplined, but knowing exactly why you are doing it.  

2. Think outside yourself. What I mean here is to look around in your external environment and see what you can do to remove the barriers preventing you from realizing your resolution.

3. Visualize the end state. Ignore, for a moment, the temporary discomfort associated with following through with your resolutions and imagine what it will feel like to achieve them

4. Set sub-goals as part of a larger goal. Otherwise known as process goals, these are mini-goals you set for yourself to keep going in the right direction.

JANUARY 2021

HAPPY NEW YEAR!

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HOME LIFE TIPS  (EASY PROJECT) 

Weather Stripping an Outside Door

MARKET REPORT UPDATE

Consumer Knowledge Series 

Why You Should Always Use a REALTOR®?

This information will empower you  and allow us to form the right marketing and pricing strategy based on the condition of the property prior to selling your home

Please call me for more information!

This project will boost your home's efficiency, undo high utility bills, prevent insects, curious rodents and finally prevent water from infiltrating through your doors.

Today we're going to take you through our step-by-step process for installing weather stripping. This easy-peasy project will save you lots of money! 

DO IT YOURSLF CORNER DIY

EASY REPAIRS &  HOME IMPROVEMENTS

A small running toilet can leak over 1 gallon of water per hour which adds up to 26 gallons per day...HOW TO FIX IT INTERNAL LEAKING ON TOILETS