LETTING GO OF WINTER...  4 TIPS

LETTING GO OF WINTER...  4 TIPS

SELLERS TIPS: PREPARING YOUR HOME TO SELL 

SELLERS TIPS: PREPARING YOUR HOME TO SELL 

Copyright © 2018 www.20Funnels.com All rights reserved.

Copyright © 2018 www.20Funnels.com All rights reserved.

Love Thy Neighbor 

Love Thy Neighbor 

BUT CHOOSE YOUR NEIGHBORHOOD WELL...

BUT CHOOSE YOUR NEIGHBORHOOD WELL...

MARCH 2019

MARCH 2019

Brought To You By: 

Brought To You By: 

MARKET REPORT UPDATE

MARKET REPORT UPDATE

REAL ESTATE NEWSLETTER 

REAL ESTATE NEWSLETTER 

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Your feedback is highly appreciated and will help us to improve our ability to serve you and provide value to your home life.

We appreciate you as a friend more than just a customer or client. 

Thanks! 

Fernando Herboso

240-426-5754

Your feedback is highly appreciated and will help us to improve our ability to serve you and provide value to your home life.

We appreciate you as a friend more than just a customer or client. 

Thanks! 

Fernando Herboso

240-426-5754

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Come Have a Coffee Chat With Me....

Come Have a Coffee Chat With Me....

Consumer Knowledge Series  

Consumer Knowledge Series  

How Much House Can You Afford To Buy?  

How Much House Can You Afford To Buy?  

HOW MUCH HOME CAN I AFFORD?

Did you know , when you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They will also look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.  Watch the video for a closer look....

HOW MUCH HOME CAN I AFFORD?

Did you know , when you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They will also look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating.  Watch the video for a closer look....

NAR Chief Economist Lawrence Yun talks about low mortgage rates, income growth, home price growth, homeowner wealth, and looks ahead to the rest of 2019.

NAR Chief Economist Lawrence Yun talks about low mortgage rates, income growth, home price growth, homeowner wealth, and looks ahead to the rest of 2019.

January  2019 Market Report  

January  2019 Market Report  

READ MORE HERE*

READ MORE HERE*

SEARCH FOR HOMES

SEARCH FOR HOMES

 Apollo 13 | March 1st

Crouching Tiger, Hidden Dragon | March 1st

The Hurt Locker | March 1st

Winter’s Bone | March 1st

Doubt | March 7th

Triple Frontier | March 13th

Arrested Development: Season 5 B | March 15th

Queer Eye: Season 3 | March 15th

Santa Clarita Diet: Season 3 | March 29th

Tucker and Dale vs. Evil | March 29th

 Apollo 13 | March 1st

Crouching Tiger, Hidden Dragon | March 1st

The Hurt Locker | March 1st

Winter’s Bone | March 1st

Doubt | March 7th

Triple Frontier | March 13th

Arrested Development: Season 5 B | March 15th

Queer Eye: Season 3 | March 15th

Santa Clarita Diet: Season 3 | March 29th

Tucker and Dale vs. Evil | March 29th

Top 10 Best Movies Coming To Netflix in March 2019

Top 10 Best Movies Coming To Netflix in March 2019

LET'S DO IT!

Ever wondered how long it will take for your house to sell? 

Take the quiz & find out! 

Ever wondered how long it will take for your house to sell? 

Take the quiz & find out! 

Do you have a question or comment that needs answering?  

Contact me and I will be happy to connect you with one of our loan officer colleagues. 

Do you have a question or comment that needs answering?  

Contact me and I will be happy to connect you with one of our loan officer colleagues. 

Maxus Realty Group

Broker | ReaL Estate Agent

Office: 301-246-0001

Cell: 240-426-5754

eMail: Fernando@ReallyNiceHomes.com

Maxus Realty Group

Broker | ReaL Estate Agent

Office: 301-246-0001

Cell: 240-426-5754

eMail: Fernando@ReallyNiceHomes.com

In This Issue: 

"Letting Go Of Winter...TIPS "

Seller Tips " Preparing Home To Sell"

Home Life Tips

Market Reports

Buying a Home with a Government  USDA Loan

Top Ten Netflix Movies for March 2019 

Consumer Knowledge Series

"Mortgage Tips"

In This Issue: 

"Letting Go Of Winter...TIPS "

Seller Tips " Preparing Home To Sell"

Home Life Tips

Market Reports

Buying a Home with a Government  USDA Loan

Top Ten Netflix Movies for March 2019 

Consumer Knowledge Series

"Mortgage Tips"

Hello Dear Friends, 

My business is built on referrals, earning your trust and recommendation is the highest compliment you can give me. I'm always available to take the very best care of you, your family and your friends. Please consider me at your service for all your real estate needs. 

Visit my website HERE!

Fernando Herboso~

Hello Dear Friends, 

My business is built on referrals, earning your trust and recommendation is the highest compliment you can give me. I'm always available to take the very best care of you, your family and your friends. Please consider me at your service for all your real estate needs. 

Visit my website HERE!

Fernando Herboso~

$250.00 

Preferred Client Referral

When You Refer a friend, neighbor or family member,  they will be entitled to a $250.00 Reduction in commissions at closing on the purchase or sale of their home. 

$250.00 

Preferred Client Referral

When You Refer a friend, neighbor or family member,  they will be entitled to a $250.00 Reduction in commissions at closing on the purchase or sale of their home. 

START HERE*

"Preparing Your Space For a Move"

Decluttering  

Spend some time organizing your closets, spring cleaning your office, and looking into that junk drawer to eliminate unnecessary stress from your life. You may be surprised how fresh you feel afterwards.

Cleaning Your Windows 

Vinegar is a miracle from nature. Completely non-toxic and anti-bacterial, vinegar is actually beneficial to any surface it touches. It safely kills germs and is much more economical than chemical cleaning solutions. It’s not even harmful when accidentally inhaled or ingested. (If you’ve got kids, you’ll love that part).

The acidic composition of vinegar acts quickly to break down the kind of film that frequently accumulates on glass surfaces. When you wash a window using a solution that contains vinegar, the results will almost always be free from streaks and sparkling clean.

Depersonalize

When preparing your home for sale, depersonalizing it is an important step in the home staging process. Now that virtually all Buyers start their home search on the internet, it's even more important to depersonalize your home before taking your online listing photos. 

:

"Preparing Your Space For a Move"

Decluttering  

Spend some time organizing your closets, spring cleaning your office, and looking into that junk drawer to eliminate unnecessary stress from your life. You may be surprised how fresh you feel afterwards.

Cleaning Your Windows 

Vinegar is a miracle from nature. Completely non-toxic and anti-bacterial, vinegar is actually beneficial to any surface it touches. It safely kills germs and is much more economical than chemical cleaning solutions. It’s not even harmful when accidentally inhaled or ingested. (If you’ve got kids, you’ll love that part).

The acidic composition of vinegar acts quickly to break down the kind of film that frequently accumulates on glass surfaces. When you wash a window using a solution that contains vinegar, the results will almost always be free from streaks and sparkling clean.

Depersonalize

When preparing your home for sale, depersonalizing it is an important step in the home staging process. Now that virtually all Buyers start their home search on the internet, it's even more important to depersonalize your home before taking your online listing photos. 

:

What are the basic guidelines for USDA loans?

What are the basic guidelines for USDA loans?

A recently issued mortgage rate forecast for 2019 and 2020 suggests that average rates could hover below 5% for the foreseeable future.

That forecast was issued by the economic research team at Freddie Mac, the same organization that publishes a widely cited mortgage industry survey. The group predicted that 30-year loan rates could end up averaging 4.6% in 2019, and 4.9% in 2020.

With mortgage rates sinking to near-record lows, we will likely see an increase in home-buying activity during the spring months.

Remember, that forecasts are just educated guesses that try to predict future events. The economic and mortgage industry are susceptible to changes trigger by works events that we can not control.

A recently issued mortgage rate forecast for 2019 and 2020 suggests that average rates could hover below 5% for the foreseeable future.

That forecast was issued by the economic research team at Freddie Mac, the same organization that publishes a widely cited mortgage industry survey. The group predicted that 30-year loan rates could end up averaging 4.6% in 2019, and 4.9% in 2020.

With mortgage rates sinking to near-record lows, we will likely see an increase in home-buying activity during the spring months.

Remember, that forecasts are just educated guesses that try to predict future events. The economic and mortgage industry are susceptible to changes trigger by works events that we can not control.

New homes on the market that are priced right and in tip-top condition very typically

receive multiple offers.

I am trained and experienced in working in these fast-paced situations. When you see a

home you are seriously considering, contact me immediately so we can be prepared to

make a solid offer quickly.

New homes on the market that are priced right and in tip-top condition very typically

receive multiple offers.

I am trained and experienced in working in these fast-paced situations. When you see a

home you are seriously considering, contact me immediately so we can be prepared to

make a solid offer quickly.

Preparing For Spring...

Preparing For Spring...

WATCH VIDEO FOR MORE ADDITIONAL TIPS 

WATCH VIDEO FOR MORE ADDITIONAL TIPS 

"A Good Neighbor Increases The Value Of Your Property" 

  Czech Proverb

"A Good Neighbor Increases The Value Of Your Property" 

  Czech Proverb

How To Fix a Hole in the Wall Like a PRO!

How To Fix a Hole in the Wall Like a PRO!

HOME LIFE TIPS  (EASY PROJECT)

HOME LIFE TIPS  (EASY PROJECT)

Don't be intimidated by learning how to repair dry wall...there is nothing stopping you from fixing it yourself!

Don't be intimidated by learning how to repair dry wall...there is nothing stopping you from fixing it yourself!

1. START A MORNING RITUAL: Sometimes in the winter we get lazy with our morning routines, especially since it’s dark outside. Use the sun’s earlier rise to your advantage and use it as fuel to start your day with an extra boost of vigor and a new ritual!

2. CREATE A NOT-TO-DO-LIST. Meaning, all phones are off after 8:PM in your home...or No-Commitments Fridays, is Family Night! 

3. Prepare Your Garden for Spring Do some cleaning. The first step to prepping your lawn for spring is to clean up the leaves, twigs and other debris that have gathered over the winter..

4. Spring Cleaning  Decluttering makes you more efficient and keeps you organized. But more than that, clutter has psychological influences. It signals to your brain that work isn’t done. 

1. START A MORNING RITUAL: Sometimes in the winter we get lazy with our morning routines, especially since it’s dark outside. Use the sun’s earlier rise to your advantage and use it as fuel to start your day with an extra boost of vigor and a new ritual!

2. CREATE A NOT-TO-DO-LIST. Meaning, all phones are off after 8:PM in your home...or No-Commitments Fridays, is Family Night! 

3. Prepare Your Garden for Spring Do some cleaning. The first step to prepping your lawn for spring is to clean up the leaves, twigs and other debris that have gathered over the winter..

4. Spring Cleaning  Decluttering makes you more efficient and keeps you organized. But more than that, clutter has psychological influences. It signals to your brain that work isn’t done. 

Interest Rate Forecast for 2019

Interest Rate Forecast for 2019

Questions & Answers  

Questions & Answers  

Buying a Home With No Money Down Using USDA Loan  

Buying a Home With No Money Down Using USDA Loan  

"We'd achieve more if we chase our DREAMS instead of our competition" 

~Simon Sinek

"We'd achieve more if we chase our DREAMS instead of our competition" 

~Simon Sinek

HELLO MARCH

HELLO MARCH

How can I get a list of eligible USDA homes? 

How can I get a list of eligible USDA homes? 

How many types of USDA Loans are there?  

How many types of USDA Loans are there?  

Where can I get more information about the programs and services that the USDA provides? 

Where can I get more information about the programs and services that the USDA provides? 

USDA does not 'approve' homes. Rather, the property in question must be eligible for USDA financing. To be eligible for USDA financing, homes must be located in 'rural' areas. By definition, the usually means an area with less dense  population ( However, there are exceptions to the rule).

USDA does not 'approve' homes. Rather, the property in question must be eligible for USDA financing. To be eligible for USDA financing, homes must be located in 'rural' areas. By definition, the usually means an area with less dense  population ( However, there are exceptions to the rule).

There are two types of properties. Homes that were foreclosed upon the USDA rural development department  and, properties that are located inside an eligible area  that are approved for financing.

Give me a call for an updated list of USDA Eligible Homes.

There are two types of properties. Homes that were foreclosed upon the USDA rural development department  and, properties that are located inside an eligible area  that are approved for financing.

Give me a call for an updated list of USDA Eligible Homes.

There are two types of USDA loans: Direct housing loans designed to help low and very low income individuals buy a home...and Guaranteed loans designed for moderate-income buyers to buy a home. The loans don't require a down payment, but borrowers must have an adequate credit history and the resources to repay the loan. 

There are two types of USDA loans: Direct housing loans designed to help low and very low income individuals buy a home...and Guaranteed loans designed for moderate-income buyers to buy a home. The loans don't require a down payment, but borrowers must have an adequate credit history and the resources to repay the loan. 

To see all the programs that USDA covers, just go to United States Department of Agriculture Rural Development.  

To see all the programs that USDA covers, just go to United States Department of Agriculture Rural Development.